The Best Nachos

INGREDIENTS:
1 pound ground beef
1 onion, chopped
1 (15-ounce) can black beans
1 (16-ounce) can low fat refried beans
1 large bag thick corn tortilla chips
2 roma tomatoes, diced
1/2 cup pickled jalapeños, sliced
1/4 cup black olives, sliced
1 (8-ounce) package shredded cheese, Cheddar or Monterrey Jack
2 to 3 green onions, chopped
1/4 cup cilantro, chopped
1/4 cup salsa
1 to 2 tablespoons cumin, to taste
2 to 3 tablespoons chili powder, to taste
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Salt and pepper, to taste
Serve with sour cream, salsa and guacamole

Directions :

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